Make digital payment acceptance from your customers quick and easy. Whether you are a small business owner or a corporation manager, the JazzCash Business App provides you with state-of-the-art tools for efficient financial and business management.
Accept contactless payments directly through your smartphone. No additional hardware needed. Simply tap and get paid instantly with JazzCash’s secure and seamless Tap Pay for Merchants.
Send an online payment link to your customers and let them pay securely from anywhere. With Pay via Link, offer convenience and flexibility without the need for a physical presence.
Manage your sales, expenses, and customer balances all in one place. JazzCash Khaata helps you track your business transactions effortlessly with real-time insights and updates.
Financial Management is now at your fingertips. Provide some basic personal and business information to register for you your Basic Business Account today.
A standard QR Code and Till number can be used to receive payments from your customers. Moreover, you can generate a QR Code for any amount in real time and share it with customers to receive payments conveniently.
Get payments from your customers by sending them customizable invoices.
Enjoy real time visibility of your debit and credit transactions and track your transaction history and account statements effortlessly.
Order and manage your Business Debit in just a few taps.
Here is how you can register your JazzCash Business Account
| Account Type | Monthly Credit/Debit | Max Balance | Registration Process |
| Basic Business | 500,000 | 500,000 | Download the JazzCash Business App to and follow instructions for account registration |
| Professional Business | 500,000 | 500,000 | Visit nearest retailer |
| Payment Acceptance Services | Business Debit Card |
| Standard MDR on receiving QR/ Till payments: 1% Standard MDR on acceptance through other channels i.e. IBFT: 2% | Order via Web Portal: Rs 1 Order via JazzCash Business App: Rs 1 Visit MMBL branch and order an instant card free of charge ATM cash withdrawals: Free up to Rs 50,000 in a month, subsequent transactions shall be charged at Rs 20 per transaction IBFT to any other bank account: Free as per SBP directives |
The charges can differ if communicated and agreed at the time of merchant onboarding. All charges are inclusive of applicable taxes.
Business Account customers on Telenor network can only withdraw cash from ATM. Order your Debit Card now.
With Instant Loan, eligible merchants can request for loan to meet their emergency expenses.
The total loan limit for each merchant is determined based on the financial engagement over Jazzcash and usage of SIM. The more of both the more the credit limit will be. The loan limits vary from Rs. 5,000 to Rs. 50,000
In case you would like your limit to be enhanced, you are required to perform more financial transactions and increase the usage of SIM.
Yes, in case you have a Jazz SIM you can subscribe for loan using USSD from your registered mobile number.
Daily fee of 1% shall be charged up to 28 days
You can manage loans through Jazzcash Business app. Jazz SIM users can also manager loan through USSD channel
You can make the loan repayment within 14 days; you can pay before the due date as well.
No, there are no separate charges to balloon repayments. However, you will be required to make full repayment including the loan amount and the applicable outstanding fee.
You can make repayments using JC Business App or USSD channel. To make a repayment via USSD dial *800*4*2#
Yes, app and USSD can be used interoperably and both are synced together. To request loan from USSD dial *800*4*1#
By choosing to use this Instant Loan Service ("SERVICE") you agree to establish a direct contractual relationship with Mobilink Microfinance Bank Limited ("BANK") as a Merchant/borrower and you further agree to be bound by the BANK's terms and conditions of use of the SERVICE and undertake to repay the Instant Loan amount along with all the due charges on the agreed date and time.
1. APPLY FOR INSTANT LOAN
1.1. Merchant should have a JazzCash Business account.
1.2. Merchant has an active mobile account Usage.
1.3. When you apply for a loan, you instruct, consent to, and authorize Mobilink Microfinance bank for considering your Instant Loan service.
1.4. To provide you with the best user experience consistent with our company policy of being user obsessed, we must establish your relevant Merchant profile which would include access to relevant personal information, mobile account and subscription information.
By accepting the terms and conditions you consent that the Instant Loan service will grant the BANK authority to access and process the above stated requirements for the purposes of offering best products and services.
1.5. Once Merchant’s Instant Loan request is approved, loan will be disbursed directly into your mobile account and an SMS confirmation will be sent.
1.6. The BANK shall not be required to provide reasons to you for declining or approving your application for an Instant Loan.
1.7. If your application is approved, the Bank shall send an SMS to you confirming:
1.8. These terms and conditions may change over time and will be available on JazzCash website. Therefore, whenever you are requesting for instant loan, you need to review these terms before you apply for a Instant Loan.
2. REPAYMENT OF THE LOAN
2.1. You can repay your loan using mobile account at any time on or before the due date, by selecting the ‘Repay Instant Loan’ option. Jazz users can also repay the loan through USSD channel.
2.2. The Bank is authorized to process automatic deduction of the repayment amount of outstanding Instant Loan amount from your mobile account after due date, automatic deduction can be processed one or more times until repayment of the outstanding balance plus applicable fees has been made in full.
2.3. After 28 days since loan disbursement, there will be no further daily fee applied on outstanding Instant Loan amount.
2.4. Merchant authorizes Bank that they may receive notifications/alerts regarding their Instant Loan.
3. MERCHANT DEFAULT
3.1. The Merchant will be deemed a defaulter if they fail to pay the original loan amount along with its applicable fee and any associated fee within a stipulated time period.
3.2.1 Default Merchant data can be reported to Credit Bureau (eCIB) service of State Bank of Pakistan and will remain in the eCIB system for a period of two years. In case of any financial relief provided to the Merchant by the Bank in the form of write off / reversal of markup, the same shall be reported to eCIB/SBP. Default Merchant can be blacklisted from availing Instant Loan service again in future.
4. EXCLUSION OF LIABILITY
4.1. Once loan has been granted, Instant Loan will not be liable or accountable for how the merchant uses their loan amount. Responsibility of any illegal, questionable, or dubious action will fall solely on the consumer.
5. DISCLOSURE OF INFORMATION
5.1. You provide your consent and authorization to the Bank, JazzCash, Jazz Mobile subscription, Jazz Digital (PMCL) and its associated bodies where your relevant information was extracted from during your loan application to share that relevant data with:
5.1.1. Any national or international law enforcement, regulatory or government body/agency in the assistance in any investigation, prosecution of criminal activities, fraud, prevention and detection of any such activities
5.1.2. 5.1.2. Service providers, dealers, agents, associate company of the Bank or any Third-Party entity associated directly with the Bank for reasonable commercial purposes which can include disbursement of loan, its regulation, collection, marketing of products etc.
5.2. The Bank is authorized to make such disclosures in respect of the Account and Services as may be required by any court order or competent authority or agency under the provisions or applicable laws and/or otherwise to safeguard the interests of the Bank
5.3. Service providers and any other associate company of the Bank for reasonable commercial purposes
5.4. Default Merchant data can be reported to Credit Bureau of Pakistan
6. Maximum Exposure of a Borrower from Financial Institutions
6.1. By agreeing to the T&Cs, Merchant confirms that his/her maximum limits of aggregate exposure do not exceed Rs. 350,000/- for general loans.
6.2. By agreeing to the T&Cs, the Merchant confirms his/her aggregate exposure to avail both general and microenterprise loans do not exceed Rs. 3,000,000/-.
By agreeing to these Terms & Conditions for Instant Loan Service, the Merchant is also agreeing to the Mobile Account Service Terms & Conditions published on https://www.jazzcash.com.pk/tc/
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